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     CIN NO = U65910RJ1996PTC046219


To build a society wherein there is opportunity to develop the socio –economic conditions of the poor so they can live life with dignity


Extend client-focused, sustainable and efficient financial services to the economically challenged segments leading to self-reliant living.


  • Empower the down-trodden, by providing micro loans, especially to poor women
  • Strengthen the financial status of women, who do not have direct access to banks or other financial institutions
  • Assist them in their pursuit of income generating activities
  • Equip the poor to make their own choices and build their way out of poverty in a sustained and self-determined way
  • Deliver the social benefits on an ongoing, permanent basis and on a large scale

Arth Persona

Client focused

Designing, planning and implementing products and services keeping in mind the changing needs and priorities of credit deprived clients (especially women).

Value Based

ARTH believes in providing the best financial solutions towards instilling the spirit of entrepreneurship in the stakeholders, and building long term relationship towards sustained development of all concerned, in a very transparent way


The transformative potential of the MF services ensures continuous growth and sustenance of its stakeholders. This showcases the potential for a self-propelling cycle of sustainability and massive growth, while providing a powerful impact on the lives of the stakeholders.

Doorstep Banking

Providing financial services at their settlements enables the poor to avoid the costs of travel to mainstream banks and improves repayment rates.


Prompt and organized microfinance services extended to the clients in a timely and cost effective manner while providing on-going microfinance services.

Wide Range of Financial Services

Through the availability of a wide range of financial services and client-led micro-credit and insurance (life, accidental, general insurance – assets, livestock, and crop) products and services, stakeholders can improve their financial literacy and choose as per their convenience.

Social Quality of Life

As the loans, savings and insurance help smooth out income fluctuations and maintain consumption levels even during lean periods, the stakeholders establish a long living relationship with us, thus deepening the power of this virtuous cycle.