Arth’s loans to women organised under Joint Liability Groups help them build their lives and come out of the vicious circle of poverty. In integrating these underserved segments of the society with financial and banking services, Arth wishes that every individual dreams and achieves them.

Loans are provided for the following activities:


Vegetable FarmingFruits Cash Crops Vermiculture Agro Equipment Nursery Irrigation

Livestock and Animal Husbandry

Goat rearingSheep rearingCow and Buffalo rearingPoultryFisheriesDonkey Piggery

Tertiary Activities

Grocery ShopFast food stallsFruits and Vegetable shops and stallsPickle MakingFood ProcessingFruit ProcessingBeauty ParlourElectrical Repair ShopTyre Puncture ShopTwo Wheeler Repair Shop

Handmade Work

Brick MakingAgarbatti MakingSpice MakingGarment StitchingEmbroideryBlanket and Durrie WeavingTextile WeavingCandle MakingFurniture MakingPottery

Family Needs

HospitalizationMarriageEducationHouse Construction and Repairing Shop Construction and Repairing Land buying and LeasingVehicle for commercial use Sanitation facilities construction Education and further studies

Loan Features

Group Size – 5-20 women

Group Features – 100% women

Those with very small businesses

Those who wish to start their own businesses

They need not be literate

Loan amount (per person) - Ranging from INR 25000-80000

Rate of Interest – 26%

Tenure – 18-28 months

Processing Fees – 1.50%

Installment Repayment – Every 28 days

Late Payment Charge – NA

Documents Requirement – Valid KYC documents